Terms of Service
Last updated: July 2026
Pre-launch version
Pre-launch version. These terms of service are published as part of Dispola's current development phase and may be updated before the official launch.
Purpose
These Terms of Service govern the use of Dispola, a personal money companion. Dispola helps you know how much money you truly have available at any given moment, based on the payments you record yourself. Dispola is not a bank, does not connect to your bank accounts, and does not provide any financial, investment or accounting advice.
Acceptance
By creating an account or using Dispola, you accept these Terms in full. If you do not accept them, please do not use the service.
Access to the service
Dispola is offered on a best-effort basis. We may occasionally interrupt the service for maintenance, updates, or reasons beyond our control. We do our best to keep the service available and reliable, without guarantee of uninterrupted access.
User account
You are responsible for the security of your credentials and for all activity carried out from your account. You agree to provide accurate information and to keep it up to date. You may delete your account at any time; deletion is effective within 7 days.
Acceptable use
You agree to use Dispola only for lawful, personal purposes. You must not attempt to disrupt the service, access it by automated means beyond normal use, reverse-engineer it, or use it in a way that could harm other users or the integrity of the service.
User content
The data you enter (payments, categories, notes) belongs to you. You grant Dispola the strictly technical rights required to store, display and process this data so that the service can work on your device and, where applicable, sync it across your own devices.
Premium subscription
Dispola offers a free version and an optional paid subscription that unlocks additional features. Prices, features and billing terms are described on the pricing page and may evolve over time. You can cancel your subscription at any time; access to Premium features continues until the end of the current billing period. No refund is due for a period already started, unless required by applicable law.
Intellectual property
Dispola, its name, logo, interface, code and content are protected by intellectual property law. These Terms do not grant you any right on these elements beyond the personal use of the service.
Limitation of liability
Dispola is a decision-support tool based on the data you enter. It is not a substitute for your bank statements or professional advice. To the fullest extent permitted by law, the Dispola team cannot be held liable for indirect damages, loss of data, or financial decisions taken on the basis of information displayed in the app.
Termination
You may stop using Dispola and delete your account at any time. We may suspend or terminate access in the event of a serious breach of these Terms, illegal use, or an actual or attempted attack on the security of the service.
Changes to these Terms
We may update these Terms to reflect changes in the service or the legal framework. The latest version is always available on this page, with an updated date.
Governing law
Applicable law will be specified once the French legal entity is officially created.
Contact
For any question about these Terms: contact@dispola.app