About me

I'm neither a banker nor a financial advisor. I'm someone who, like you perhaps, has already been caught off guard by their own bank account.

I work, I have an income, I'm careful. But my direct debits land throughout the month — rent one day, phone bill another, insurance yet another — and no one keeps all those dates in their head. The displayed balance looked comfortable; a few days later, the surprise.

One evening, I just wanted to treat myself to something small. And I realised I couldn't answer a very simple question: can I afford it? My balance didn't say. It showed me what I had, not what I could spend.

So I built the tool I was missing. For myself, first. A tool that does the calculation no one does in their head: what's really left, once all upcoming debits are deducted, until my next paycheck.

Then I realised something: I'm not an isolated case. Millions of people look at their account every day without knowing what they can really spend. Not out of carelessness — because the information exists nowhere.

That's why Dispola exists, and that's why it is the way it is. It doesn't connect to your bank: no account access, no banking data. It doesn't judge you and it doesn't lecture you: it informs you, and you decide. Its free version already does most of the work, and always will. Premium exists for those who want to save even more time — nothing more.

I use it myself every day. That's my first quality standard: if Dispola stops being useful to me, it has a problem.

If it spares you a single bad surprise, it will have done its job.